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A home equity line is a form of revolving credit in which your home serves as collateral.
Because the home is likely to be a consumer's largest asset, many homeowners use their credit lines only for major
items such as education, home improvements, or medical bills and not for day-to-day expenses. With a home equity
line, you will be approved for a specific amount of credit-your credit limit-meaning the maximum amount you can
borrow at any one time while you have the plan.
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