Comparing Models
Price Quotes
Auto Loans
Auto Insurance
Parts and Accessories
  |
Buying a car--and saving money when you do so--is not necessarily
a complicated process, but it is one that takes some time for preparation and information gathering. A little effort
spent on the "up-front" work can bring big rewards when it comes time to actually buy the car.
- Review your financial situation to determine what you
can comfortably afford in your car purchase. Check your credit to make certain that no problems or mistakes exist.
We have made arrangements with ConsumerInfo for you to get a free copy of your credit report by clicking here. Determine a maximum payment or purchase price and etch it in stone--dealers
and salespeople will be doing their best to bump you off it!
- Spend some time doing research on the various models of
vehicles available. Make comparisons based on what you need rather than simply what you want. Your budget will
be grateful!
- Eliminate any models that do not suit your needs before
you begin your car shopping excursions. Don't waste time on vehicles that won't "work" in your situation.
- When you have it narrowed to a few models, ask friends,
co-workers or relatives who own them about their experiences with the cars they own. Consult automotive publications
for road tests and service histories (this will help you to eliminate the "duds").
- Do your financial comparisons first. Talk to your bank
or credit union and get their terms and rates. Take advantage
of auto loan comparison sources such as Lending Tree,
where you can submit one quick application and get offers from multiple lenders within 2
business days. The power of the Internet at work!
- Getting a price quote may help to simplify the process
for you. See the price quote comparison section.
- Watch the cost of your total ownership experience--including
insurance (see the hints and comparisons), warranties and repairs and maintenance
(see the hints and comparisons). Maximize your savings
here or run the risk of losing what you saved on the purchase!
- Take your time. Don't rush to buy the first vehicle you
see. Take a deep breath and consult your comparisons and your gameplan. If necessary, visit different dealerships
to compare prices and service.
- When everything is right--the car, the dealership, and
the price, relax and buy the car. If you have done your preparation, there is no need to agonize needlessly. Begin
to enjoy the car!
|
